{"id":1148,"date":"2025-10-23T10:50:25","date_gmt":"2025-10-23T10:50:25","guid":{"rendered":"https:\/\/utk.ee\/vastutuskindlustus\/"},"modified":"2025-12-20T12:33:50","modified_gmt":"2025-12-20T12:33:50","slug":"professional-liability-insurance","status":"publish","type":"page","link":"https:\/\/utk.ee\/en\/professional-liability-insurance\/","title":{"rendered":"Professional liability insurance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1148\" class=\"elementor elementor-1148 elementor-854\" data-elementor-settings=\"{&quot;element_pack_global_tooltip_width&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;element_pack_global_tooltip_width_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;element_pack_global_tooltip_width_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;element_pack_global_tooltip_padding&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_padding_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_padding_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_border_radius&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_border_radius_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_border_radius_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true}}\" wpc-filter-elementor-widget=\"1\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<div class=\"elementor-section elementor-top-section elementor-element elementor-element-75a7602 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"75a7602\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b3b57e4\" data-id=\"b3b57e4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-84ae588 animated-fast elementor-widget elementor-widget-heading\" data-id=\"84ae588\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation_delay&quot;:0}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Professional liability insurance<\/h1>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-df4383b e-flex e-con-boxed e-con e-parent\" data-id=\"df4383b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-eba41ce e-con-full e-flex e-con e-child\" data-id=\"eba41ce\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-9b6c236 e-con-full e-flex e-con e-child\" data-id=\"9b6c236\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d63f833 elementor-widget elementor-widget-text-editor\" data-id=\"d63f833\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Insurer:<\/strong> PZU Insurance (AB \u201cLietuvos draudimas\u201d Estonian branch, registration code 12831829)<br \/><strong>Insurance period:<\/strong> 01.12.2024 \u2013 30.11.2025<\/p><p><strong>Sum insured<\/strong>*<\/p><ul><li><p><strong>3,000,000 \u20ac<\/strong> per insurance period<\/p><\/li><li><p><strong>300,000 \u20ac<\/strong> per insured event<\/p><\/li><li><p><strong>100,000 \u20ac<\/strong> per injured party<\/p><\/li><\/ul><p><strong>Non-material damage coverage<\/strong><\/p><ul><li><p><strong>100,000 \u20ac<\/strong> per insured event<\/p><\/li><li><p><strong>30,000 \u20ac<\/strong> per injured party<\/p><\/li><\/ul><p>* Compensation for non-material damage is included in the sum insured.<\/p><p><strong>Submitting a claim<\/strong><br \/>To submit a claim, please complete the form in the PZU Insurance Self-Service Portal, after which the insurer will contact you. Claims can also be reported by phone at <strong>+372 622 4599<\/strong> or by email at <strong><a href=\"mailto:info@pzu.ee\">info@pzu.ee<\/a><\/strong>.<\/p><p>More information about liability insurance is available on the Health Insurance Fund\u2019s website.<br \/>The insurance terms can be reviewed on the PZU website at <strong><a href=\"http:\/\/www.pzu.ee\/\">www.pzu.ee<\/a><\/strong> (Mandatory liability insurance for healthcare service providers T008\/2024).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Professional liability insurance Insurer: PZU Insurance (AB \u201cLietuvos draudimas\u201d Estonian branch, registration code 12831829)Insurance period: 01.12.2024 \u2013 30.11.2025 Sum insured* 3,000,000 \u20ac [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"","meta":{"iawp_total_views":0,"footnotes":""},"class_list":["post-1148","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Professional liability insurance - \u00dclemiste Tervisekliinik<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/utk.ee\/en\/professional-liability-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Professional liability insurance - \u00dclemiste Tervisekliinik\" \/>\n<meta property=\"og:description\" content=\"Professional liability insurance Insurer: PZU Insurance (AB \u201cLietuvos draudimas\u201d Estonian branch, registration code 12831829)Insurance period: 01.12.2024 \u2013 30.11.2025 Sum insured* 3,000,000 \u20ac [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/utk.ee\/en\/professional-liability-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"\u00dclemiste Tervisekliinik\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-20T12:33:50+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/utk.ee\/wp-content\/uploads\/2026\/02\/cropped-Ulemiste-Tervisekliinik-fusioteraapia-kruoteraapia-terviseauditid.png\" \/>\n\t<meta property=\"og:image:width\" content=\"512\" \/>\n\t<meta property=\"og:image:height\" content=\"512\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/utk.ee\\\/en\\\/professional-liability-insurance\\\/\",\"url\":\"https:\\\/\\\/utk.ee\\\/en\\\/professional-liability-insurance\\\/\",\"name\":\"Professional liability insurance - \u00dclemiste Tervisekliinik\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/utk.ee\\\/en\\\/#website\"},\"datePublished\":\"2025-10-23T10:50:25+00:00\",\"dateModified\":\"2025-12-20T12:33:50+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/utk.ee\\\/en\\\/professional-liability-insurance\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/utk.ee\\\/en\\\/professional-liability-insurance\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/utk.ee\\\/en\\\/professional-liability-insurance\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/utk.ee\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Professional liability insurance\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/utk.ee\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/utk.ee\\\/en\\\/\",\"name\":\"\u00dclemiste Tervisekliinik\",\"description\":\"Terviseuuringud, f\u00fcsioteraapia, muud terviseteenused\",\"publisher\":{\"@id\":\"https:\\\/\\\/utk.ee\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/utk.ee\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/utk.ee\\\/en\\\/#organization\",\"name\":\"\u00dclemiste Tervisekliinik\",\"url\":\"https:\\\/\\\/utk.ee\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/utk.ee\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/utk.ee\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/cropped-Ulemiste-Tervisekliinik-fusioteraapia-kruoteraapia-terviseauditid.png\",\"contentUrl\":\"https:\\\/\\\/utk.ee\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/cropped-Ulemiste-Tervisekliinik-fusioteraapia-kruoteraapia-terviseauditid.png\",\"width\":512,\"height\":512,\"caption\":\"\u00dclemiste Tervisekliinik\"},\"image\":{\"@id\":\"https:\\\/\\\/utk.ee\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Professional liability insurance - \u00dclemiste Tervisekliinik","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/utk.ee\/en\/professional-liability-insurance\/","og_locale":"en_US","og_type":"article","og_title":"Professional liability insurance - \u00dclemiste Tervisekliinik","og_description":"Professional liability insurance Insurer: PZU Insurance (AB \u201cLietuvos draudimas\u201d Estonian branch, registration code 12831829)Insurance period: 01.12.2024 \u2013 30.11.2025 Sum insured* 3,000,000 \u20ac [&hellip;]","og_url":"https:\/\/utk.ee\/en\/professional-liability-insurance\/","og_site_name":"\u00dclemiste Tervisekliinik","article_modified_time":"2025-12-20T12:33:50+00:00","og_image":[{"width":512,"height":512,"url":"https:\/\/utk.ee\/wp-content\/uploads\/2026\/02\/cropped-Ulemiste-Tervisekliinik-fusioteraapia-kruoteraapia-terviseauditid.png","type":"image\/png"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/utk.ee\/en\/professional-liability-insurance\/","url":"https:\/\/utk.ee\/en\/professional-liability-insurance\/","name":"Professional liability insurance - \u00dclemiste Tervisekliinik","isPartOf":{"@id":"https:\/\/utk.ee\/en\/#website"},"datePublished":"2025-10-23T10:50:25+00:00","dateModified":"2025-12-20T12:33:50+00:00","breadcrumb":{"@id":"https:\/\/utk.ee\/en\/professional-liability-insurance\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/utk.ee\/en\/professional-liability-insurance\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/utk.ee\/en\/professional-liability-insurance\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/utk.ee\/en\/"},{"@type":"ListItem","position":2,"name":"Professional liability insurance"}]},{"@type":"WebSite","@id":"https:\/\/utk.ee\/en\/#website","url":"https:\/\/utk.ee\/en\/","name":"\u00dclemiste Tervisekliinik","description":"Terviseuuringud, f\u00fcsioteraapia, muud terviseteenused","publisher":{"@id":"https:\/\/utk.ee\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/utk.ee\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/utk.ee\/en\/#organization","name":"\u00dclemiste Tervisekliinik","url":"https:\/\/utk.ee\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/utk.ee\/en\/#\/schema\/logo\/image\/","url":"https:\/\/utk.ee\/wp-content\/uploads\/2026\/02\/cropped-Ulemiste-Tervisekliinik-fusioteraapia-kruoteraapia-terviseauditid.png","contentUrl":"https:\/\/utk.ee\/wp-content\/uploads\/2026\/02\/cropped-Ulemiste-Tervisekliinik-fusioteraapia-kruoteraapia-terviseauditid.png","width":512,"height":512,"caption":"\u00dclemiste Tervisekliinik"},"image":{"@id":"https:\/\/utk.ee\/en\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/utk.ee\/en\/wp-json\/wp\/v2\/pages\/1148","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/utk.ee\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/utk.ee\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/utk.ee\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/utk.ee\/en\/wp-json\/wp\/v2\/comments?post=1148"}],"version-history":[{"count":4,"href":"https:\/\/utk.ee\/en\/wp-json\/wp\/v2\/pages\/1148\/revisions"}],"predecessor-version":[{"id":1152,"href":"https:\/\/utk.ee\/en\/wp-json\/wp\/v2\/pages\/1148\/revisions\/1152"}],"wp:attachment":[{"href":"https:\/\/utk.ee\/en\/wp-json\/wp\/v2\/media?parent=1148"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}